Consolidating credit card debt with chase
While the Citi Simplicity card does not offer any rewards or bonuses, it is hard to beat when it comes to giving cardholders the opportunity to get out of debt.Card Details: Editor’s take: The Citi simplicity takes the top spot on our list due to its straightforward, lengthy 18-month balance transfer offer.Additionally, as long as you pay your balance in full every month, this card offers a competitive cash back rate on all purchases.
Card Details: Editor’s take: The Blue Cash Everyday Card from American Express is an excellent choice for anyone looking for a credit card that will allow them to transfer their balance while earning rewards for everyday spending at U. Apply Now A balance transfer card is a credit card that typically has either an introductory 0% APR offer for balances transferred to it from other credit cards, or a card that offers a lower-than-average APR on the balance being transferred.
Both options can reduce the interest you pay on your total credit card debt, effectively lowering your monthly payments and saving you money on finance charges.
In some cases, you can consolidate all of your higher-interest credit debt onto one low-rate card, and just make one monthly credit card payment instead of several.
Citibank is known for its long intro balance transfer periods, and the Citi Simplicity Card does not disappoint.
With an 18-month, 0% intro APR offer, this card has one of the longest balance transfer periods on the market.